Ten Secrets the Insurance Adjuster won't share with You
Posted By Butwinick Donaldson on May 17, 2011 11:45am PDT
Insurance Secret #1
Why does the insurance adjuster recommend that I not hire a lawyer?
Insurance settlements handled without a lawyer are usually significantly lower. In fact, according to a study done by the Insurance Research Council,
injured people who hire an injury lawyer get 3 1/2 times more money
than those who do not hire any attorney. Insurance companies are motivated to keep the money for themselves.
Butwinick Donaldson works on a contingency fee basis. You pay nothing to us until we get you money. We are motivated to fight for you!
Insurance Secret #2
If I hire an attorney will my case require a jury trial? Will I have to go to court?
Robert Butwinick and
Donald Donaldson are experienced injury lawyers and can generally get the highest value for your claim without the delay of a trial. Jury trials can delay your resolution for years.
Butwinick Donaldson are motivated to resolve your claim as quickly as possible!
Insurance Secret #3
If I negotiate my own settlement, will I get all the money I have coming? How do I know if the insurance adjuster's offer is fair?
You don't. The fair settlement value of your case may be thousands of dollars. Remember, the insurance adjuster isn't working for you. The adjuster is working for the insurance company and is being paid to negotiate and settle your claim for the lowest amount of money possible.
Robert Butwinick and
Donald Donaldson are tough, aggressive and experienced attorneys and they will work for you! They work daily with numerous insurance companies. Whether your injury is
soft tissue or
catastrophic, based on their experience, they will know the real value of your claim.
Insurance Secret #4
Can the insurance adjuster choose my doctor or limit the medical treatment I receive? I don't have a doctor and I believe I need specialized treatment.
The insurance company is legally obligated to compensate you for reasonable medical treatment, up to the limits of your policy. If needed, we can assist you in finding appropriate medical care. Tell the treating physician, hospital or chiropractor you were in a
car accident,
motorcycle accident or
truck accident and give them your auto insurance information.
Insurance Secret #5
I have received Medical Information Releases from the insurance company adjuster. Should I sign them?
No!! DO NOT SIGN ANYTHING! An unrestricted release for medical records should only be signed under limited circumstances.
The ActionLawyers,
Bob Butwinick and
Don Donaldson will determine what you need to sign and revoke any signed releases that my jeopardize your claim.
Insurance Secret #6
I was injured in a car accident by an uninsured driver. Do I still have a claim?
You may have uninsured and underinsured coverage on your insurance policy. If you have been in a
car accident or
truck accident and the other driver is uninsured or underinsured
Butwinick Donaldson can advise you on what you can claim under your policy.
Insurance Secret #7
I didn't cause the accident and we didn't call the police because we didn't think anyone was injured. But, I am injured. Can I still bring a claim?
Yes. It's certainly easier to prove if law enforcement is made aware. However, the experienced attorneys,
Robert Butwinick and
Donald Donaldson will investigate your
car accident and get you reimbursed for your medical bills, lost wages and your pain and suffering.
Insurance Secret #8
I was a passenger injured in an accident caused by a friend. Do I have to sue my friend?
Your friend has auto insurance to protect others when they are injured because of your friend's negligence. Our intent is not to create financial hardship for your friend. This is your claim and you will be advised on the settlement negotiations with the insurance company. If, at any time, you are not comfortable with the process you can direct us to discontinue.
Insurance Secret #9
My medical bills are mounting and my good credit is being hurt. What can I do to stop possible lawsuits and judgments?
The insurance company may bring a low offer to you at this time because they know you are under financial stress.
The ActionLawyers,
Bob Butwinick and
Don Donaldson can negotiate with creditors or help make arrangements to stop collection and pay your bills directly from your settlement.
Insurance Secret #10
The insurance company has ordered an Independent Medical Exam. Do I have to attend?
When you are injured in a
car accident or
truck accident you will likely be asked by
your own insurance company to attend an IME (Independent Medical Exam). Your insurance company doesn't want to pay any more of your medical bills, so they will hire a physician to review your records and determine whether or not added medical treatments are necessary. The attorneys at
Butwinick Donaldson strive to be certain all outstanding medical bills have been paid by the insurance company prior to your attending the IME. In most cases the "Independent" physician will agree with the insurance company and recommend no further medical treatment is needed.
Robert Butwinick and
Don Donaldson will arbitrate with the insurance company and fight to reinstate your right to medical treatment!
The ActionLawyers,
Bob Butwinick and
Don Donaldson, keep current with the specialized laws and regulations affecting
personal injury cases.
Contact a Minneapolis personal injury lawyer at 1-800-832-2224 or complete the
free claim evaluation form to get
The ActionLawyers fighting for you!